Frequently Asked Questions

General questions about Home Federal Fixed, Inc.
1 I have derogatory marks on my credit, but I have a co-signer with good credit. May I still apply?
2 If Home Federal Fixed, Inc. pre-approves me, does that mean I am actually approved with a lender and can be assured of being funded?
3 What is the fastest way to obtain a line of credit?
4 Can Home Federal Fixed, Inc. get lines of credit in Canada or outside of the United States?
5 Am I obligated to accept the loan if I do not agree with the terms?
6 How do I get the best rate or additional funds?
7 Do I need to personally guarantee the loan?
8 What is the maximum I can qualify for?
9 How long does it take to get funding?
10 Who is Home Federal Fixed, Inc.?
11 What is the difference between a line of credit and a standard business loan?
12 Can I still apply if I have derogatory remarks on my credit?
13 What is the Risk Profile Report? Do I have to purchase the Risk Profile Report?
14 Does an unsecured line of credit affect my personal credit report?
15 What interest rate and terms can I expect with a business line of credit?
16 Can Home Federal Fixed, Inc. get me greater funding than I could on my own?
17 What would the monthly estimated payment be on a $100,000 business line?